I'm so lucky. I received in the mail a fancy wedding invitation- or what I thought was a wedding invitation- it was actually an invitation from Visa to apply for their "exclusive" Visa Black Card. The card is limited to only 1% of the U.S. residents and comes with a 24-hour concierge assistant, exclusive rewards program, and luxury gifts...oh, and the annual fee is $495 for the primary card holder and $195 for each additional card tied to the primary account. Wow, I'm so lucky. I've been invited to pay Visa almost $700 a year for two credit cards. Lucky me. This must be what it's like to win the lottery? I'm going to trade in my current master cards with a $50 annual fee for two Visas with a $700 annual fee. Score.
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